Resources
Written for the questions we get asked most
No rate predictions and no market commentary. Just the things people actually need explained before they can make a decision.
Can you get a mortgage in Ontario while in a consumer proposal?
A proposal does not close the door on financing. It changes which lenders will look at the file and what they need to see.
What self-employed borrowers actually need to qualify for a mortgage in Canada
The problem is rarely your business. It is the gap between what your business earns and what your tax return says it earns.
Second mortgage, HELOC or refinance: which clears high-interest debt fastest?
All three move expensive debt into cheaper debt. The mortgage penalty on your existing loan usually decides which one wins.